Should You Talk to a Mortgage Professional Before House Hunting?
It's important to see your mortgage professional so you know what price range you should be looking in and before finding a dream home you can't afford.
When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford and how much we can loan you. We do this by considering your income, debts, employment, and available funds for down payment. Your pre-qualification letter shows that we are working with you to find the best loan to meet your needs and that we're confident you'll qualify for a loan for a certain amount.
When you find a house that catches your eye and decide to make an offer, your real estate agent will help you decide on an appropriate offer, and being pre-qualified gives you the confidence to know you can follow through.
You can always use the calculators available on our site to get a general idea of how much mortgage you can afford, however we still suggest speaking with one of our professionals before you get serious on house hunting.